Luma vs Magnific

Which to choose, and when

• To try one month on monthly billing: Magnific is cheaper, Premium at $20/mo; the cheapest on Luma is Plus at $30/mo.
• If you will use it for a full year: the entry plan billed annually is $174 on Magnific and $300 on Luma. Annual plans are usually paid up front, so they only pay off if you use the whole year.
• If you want Kling 3.0: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
• If you want Veo 3.1: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
• If you want Seedance 2.5: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.

There is no "better overall" verdict. Each point above fits one situation; choose by whichever matters most in yours.

Prices side by side

Amounts are list prices published on the official websites, in US dollars, before tax, and do not mean you can buy in your region.

All Luma plans

All Magnific plans

Credit rules

Credits are not a shared currency: one Luma credit and one Magnific credit buy different things, so the counts cannot be compared directly.

Which models it offers

From each tool's own official pages (pricing or model pages). Which models a plan includes changes between versions; each model page gives its source and when it was last confirmed.