Krea vs Luma
Both handle creative shorts, product and ad content. Below we compare only what the official sites publish: prices, annual billing, models and credit rules. We don't judge whose output is better — we have no side-by-side samples to publish, so it would be a guess.
Which to choose, and when
- If a confirmed price matters: we verified Luma's price; Krea is currently "Manually recorded price", so recheck its amounts below on the official site before ordering.
- To try one month on monthly billing: Krea is cheaper, Basic at $9/mo; the cheapest on Luma is Plus at $30/mo.
- If you will use it for a full year: the entry plan billed annually is $63 on Krea and $300 on Luma. Annual plans are usually paid up front, so they only pay off if you use the whole year.
- If you want Kling 3.0: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
- If you want Veo 3.1: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
- If you want Seedance 2.5: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
- If you want Seedance 2.0: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
There is no "better overall" verdict. Each point above fits one situation; choose by whichever matters most in yours.
Prices side by side
| Item | Krea | Luma |
|---|---|---|
| Price status | Manually recorded price | Price verified |
| Cheapest plan | Basic · $9/mo | Plus · $30/mo |
| That plan, billed annually | $63 $5.25/mo equivalent · official per-month figure ×12 | $300 $25/mo equivalent |
| Most expensive plan | Max · $105/mo | Ultra · $300/mo |
| Credit cycle | Monthly | Monthly |
| Edition | International website subscription | International website · individual plans |
| Price last confirmed | Sep 26, 2026 | Sep 26, 2026 |
Amounts are list prices published on the official websites, in US dollars, before tax, and do not mean you can buy in your region.
All Krea plans
| Plan | Monthly | Annual total | Annual, per month | Credits |
|---|---|---|---|---|
| Basic | $9 | $63 | $5.25 | 5,000 |
| Pro | $35 | $252 | $21 | 20,000 |
| Max | $105 | $756 | $63 | 60,000 |
All Luma plans
| Plan | Monthly | Annual total | Annual, per month | Credits |
|---|---|---|---|---|
| Plus | $30 | $300 | $25 | 10,000 |
| Pro | $90 | $900 | $75 | 40,000 |
| Ultra | $300 | $3,000 | $250 | 150,000 |
Credit rules
Krea
Compute units are given monthly and each model uses a different amount; the official documentation gives only approximate figures, so this site does not include Krea in the calculator.
Luma
The plan's credit pool covers Luma and third-party models; cost varies widely by model, resolution, length and audio, so credits do not translate directly into a number of videos.
Credits are not a shared currency: one Krea credit and one Luma credit buy different things, so the counts cannot be compared directly.
Which models it offers
Krea
Gen-4.5, Kling 3.0, Veo 3.1, Veo 3.1 Lite, Seedance 2.5, Seedance 2.0, Wan 3.0
Luma
Ray3.2, Ray3.14, Kling 3.0, Kling 3.0 Turbo, Kling Omni, Veo 3.1, MiniMax H3, Seedance 2.5, Seedance 2.0, Seedance 2.0 Mini
From each tool's own official pages (pricing or model pages). Which models a plan includes changes between versions; each model page gives its source and when it was last confirmed.