Higgsfield vs Luma

Both handle creative shorts, product and ad content. Below we compare only what the official sites publish: prices, annual billing, models and credit rules. We don't judge whose output is better — we have no side-by-side samples to publish, so it would be a guess.

Which to choose, and when

If a confirmed price matters: we verified Luma's price; Higgsfield is currently "Manually recorded price", so recheck its amounts below on the official site before ordering.
To try one month on monthly billing: Higgsfield is cheaper, Starter at $15/mo; the cheapest on Luma is Plus at $30/mo.
If you want Kling 3.0: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
If you want Veo 3.1: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
If you want Seedance 2.0: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.
If you want Seedance 2.0 Mini: both offer it. We only have an exact official rate for it on Luma, so only there can you work out a month's seconds before paying.

There is no "better overall" verdict. Each point above fits one situation; choose by whichever matters most in yours.

Prices side by side

Higgsfield and Luma prices side by side
Item	Higgsfield	Luma
Price status	Manually recorded price	Price verified
Cheapest plan	Starter · $15/mo	Plus · $30/mo
That plan, billed annually	—	$300 $25/mo equivalent
Most expensive plan	Ultra · $129/mo	Ultra · $300/mo
Credit cycle	Monthly	Monthly
Edition	International website subscription	International website · individual plans
Price last confirmed	Sep 27, 2026	Sep 27, 2026

Amounts are list prices published on the official websites, in US dollars, before tax, and do not mean you can buy in your region.

All Higgsfield plans

Higgsfield plan prices
Plan	Monthly	Annual total	Annual, per month	Credits
Starter	$15	—	—	200
Plus	$49	—	—	1,000
Ultra	$129	—	—	3,000

All Luma plans

Luma plan prices
Plan	Monthly	Annual total	Annual, per month	Credits
Plus	$30	$300	$25	10,000
Pro	$90	$900	$75	40,000
Ultra	$300	$3,000	$250	150,000

Credit rules

Higgsfield

Credits are given monthly and each model uses a different amount. In the official comparison table only Wan 3.0 has exact credit costs; the other models show approximate figures, so only Wan 3.0 is included in the calculator.

Luma

The plan's credit pool covers Luma and third-party models; cost varies widely by model, resolution, length and audio, so credits do not translate directly into a number of videos.

Credits are not a shared currency: one Higgsfield credit and one Luma credit buy different things, so the counts cannot be compared directly.

Which models it offers

Higgsfield

Kling 3.0, Veo 3.1, Veo 3.1 Fast, Seedance 2.0, Seedance 2.0 Mini, Seedance 2.0 Fast, Wan 3.0

Luma

Ray3.2, Ray3.14, Kling 3.0, Kling 3.0 Turbo, Kling Omni, Veo 3.1, MiniMax H3, Seedance 2.5, Seedance 2.0, Seedance 2.0 Mini

From each tool's own official pages (pricing or model pages). Which models a plan includes changes between versions; each model page gives its source and when it was last confirmed.

More comparisons

Higgsfield details Luma details