Luma vs Pika
Both handle Creative shorts, product and ad content. Below we compare only what the official sites publish: prices, annual billing, models and credit rules. We don't judge whose output is better — we have no side-by-side samples to publish, so it would be a guess.
Which to choose, and when
- To try one month on monthly billing: Pika is cheaper, Starter at $10/mo; the cheapest on Luma is Plus at $30/mo.
- If you will use it for a full year: the entry plan billed annually is $96 on Pika and $300 on Luma. Annual plans are usually paid up front, so they only pay off if you use the whole year.
- If you want Seedance 2.5: both offer it. We have its exact official rate on both. At 720p, on monthly plans, a second of it costs about $0.26–$0.39 on Luma and about $0.27 on Pika (spending every credit on this model). They label audio differently — Luma: “With audio”, Pika: “Not specified”.
There is no "better overall" verdict. Each point above fits one situation; choose by whichever matters most in yours.
Prices side by side
| Item | Luma | Pika |
|---|---|---|
| Price status | Price verified | Price verified |
| Cheapest plan | Plus · $30/mo | Starter · $10/mo |
| That plan, billed annually | $300 $25/mo equivalent | $96 $8/mo equivalent · official per-month figure ×12 |
| Most expensive plan | Ultra · $300/mo | Fancy · $95/mo |
| Credit cycle | Monthly | Monthly |
| Edition | International website · individual plans | International website subscription |
| Price last confirmed | Nov 1, 2026 | Nov 1, 2026 |
Amounts are list prices published on the official websites, in US dollars, before tax, and do not mean you can buy in your region.
All Luma plans
| Plan | Monthly | Annual total | Annual, per month | Credits |
|---|---|---|---|---|
| Plus | $30 | $300 | $25 | 10,000 |
| Pro | $90 | $900 | $75 | 40,000 |
| Ultra | $300 | $3,000 | $250 | 150,000 |
All Pika plans
| Plan | Monthly | Annual total | Annual, per month | Credits |
|---|---|---|---|---|
| Starter | $10 | $96 | $8 | 900 |
| Creator | $35 | $336 | $28 | 3,150 |
| Fancy | $95 | $912 | $76 | 8,550 |
Credit rules
Luma
The plan's credit pool covers Luma and third-party models; cost varies widely by model, resolution, length and audio, so credits do not translate directly into a number of videos.
Pika
Each plan states its monthly credits, which video and image generation both draw on; check rollover and expiry terms before you pay.
Credits are not a shared currency: one Luma credit and one Pika credit buy different things, so the counts cannot be compared directly.
Which models it offers
Luma
Ray3.2, Ray3.14, Kling 3.0, Kling 3.0 Turbo, Veo 3.1, MiniMax H3, Seedance 2.5, Seedance 2.0, Seedance 2.0 Mini, MiniMax H3 Max
Pika
From each tool's own official pages (pricing or model pages). Which models a plan includes changes between versions; each model page gives its source and when it was last confirmed.
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